Understanding Who Should Be Beneficiary of Your IRA
How to Turn a Modest Tax-Deferred Account Into Millions For Your Family
(includes IRAs, 401(k)s, pensions, profit sharing and other qualified plans)
19. What if I'm not married?
If you are single, naming your beneficiary(ies) will be less complicated because you have just one estate tax exemption and there will be no spousal rollover option to consider.