Charitable Remainder Trusts
13. Annuity Trust
If you choose the annuity trust, the amount of your income does not fluctuate. This means it will not decrease if the trust has an off year, but it also will not increase if the trust does well.
An annuity trust is usually a good option at older ages. While it does not provide protection against inflation like the unitrust does, some people like the security of being able to count on a definite amount of income each year.
It is best to use readily marketable assets -like stocks - to fund an annuity trust. You could also use cash.